The Impact of Remote Work on Social Security Disability Claims

The pandemic has popularized remote work, with many companies opting for fully remote or hybrid schedules. This change has created new opportunities for individuals, including those with disabilities, to work from home.

However, it also raises concerns about its impact on Social Security Disability (SSD) benefits. Qualifying for SSDI and SSI requires proving complete disability or an inability to earn above a certain income, which may become more challenging for people with disabilities in this new work landscape.

Social Security Benefits for Individuals With Disabilities

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the primary programs that provide financial assistance to individuals with disabilities. These programs are designed to support those who are unable to work due to a medical condition that is expected to last at least one year or result in death.

SSDI is available to individuals who have accrued enough work credits through prior employment. The SSI program does not require work credits and provides support to disabled adults and children who have limited income.

Read more: How to Find Reputable Social Security Attorneys

The Impact of Remote Work on SSD Claims

Redefining Disability:

Traditionally, disability has been defined in terms of a person's inability to perform physical or mental tasks required for a specific job. However, with remote work, the lines are blurred. If an individual can perform work tasks from home, even with limitations, it can complicate their SSD claim.

Documenting Impairments:

Documenting the impact of impairments on remote work can be challenging. Unlike traditional work environments, where supervisors and coworkers may directly observe limitations, remote work often lacks such direct oversight. It's crucial to maintain detailed records of limitations, accommodations needed, and any challenges faced while working remotely.

Earning Capacity:

Even if an individual is working remotely, their income may still be considered when determining SSD eligibility. Remote work income can potentially impact SGA limits and reduce benefits.

Medical Evidence:

While telehealth appointments can be convenient, they may not provide the same level of detail as in-person examinations. It's essential to ensure that medical records accurately reflect limitations and the impact of impairments on remote work abilities.
 

Tips for Benefits of Working Remotely

Keep Detailed Records:

Maintain thorough records of all earnings and work activities. This will be helpful in case of a CDR or any inquiries from the SSA.

Communicate with the SSA:

Inform the SSA of any changes in work status or earnings. Transparency is crucial to avoid misunderstandings and potential penalties.

Understand the Rules:

Familiarize yourself with the rules governing SGA, TWP, and income limits for SSI. This knowledge will help in making informed decisions about remote work opportunities.

Seek Professional Advice:

An attorney who is knowledgeable about Social Security benefits can help you navigate the complexities of remote working while receiving SSD benefits.
 

Conclusion

As working from anywhere becomes more common, it opens new doors for people with disabilities while similarly complicating the landscape regarding Social Security disability benefits. In applying for SSI and SSDI, citizens must navigate income thresholds, document their limitations thoroughly, and ensure everything checks out according to strict SSA requirements.

Expert advice is paramount if you are balancing remote work with disability benefits or considering additional challenges with a claim. Eric R. Hunt, Attorney, has years of experience as an SSI attorney and Disability Appeals Lawyer to help clients protect their benefits and understand how to get back to work. Contact our offices today to learn how we at Eric R. Hunt Attorney can support your case and help secure your financial future.