How to Get Started With Your Disability Claim

Eric R. Hunt • Jun 20, 2023
Dealing with a disability that affects your work may mean being entitled to disability benefits. According to Finity Group, on average, a long-term disability claim lasts approximately 34.6 months. However, navigating the claims process can be overwhelming and confusing. Understanding the basic steps involved in disability claims is a lifesaver and can streamline the process. Here's how to get started with your disability claim with the help of SSDI lawyers.

Determine Eligibility

Getting started on your disability claim can either be stressful or seamless. Determining your eligibility from the Social Security Administration is essential to this process. The SSA uses strict rules to evaluate disability claims, so research these rules before beginning your process.

For approval consideration, you must have a medical condition that prevents you from performing substantial gainful activities for at least a year. It should be severe enough to prevent you from working and earning income. Moreover, your condition should be in the SSA's blue book, which contains medical conditions that qualify your reliance on disability benefits.

Determining eligibility also entails calculating your earnings and work history. Getting benefits from the SSDI means working and paying into the system for several years. Don't fret if you have insufficient credits to qualify for the SSDI, as you can still be eligible for Supplementary Security Income, which is a needs-based program.

All in all, eligibility is a critical factor when applying for disability benefits. You must comprehend the SSA's strict rules and know if your medical condition is passable according to their requirements. If you're unsure about your eligibility and don't know how to determine it, consult SSDI lawyers for assistance.

Gather Medical Records

Gathering medical records makes all the difference when filing a disability claim. Medical transcripts are proof of your condition's severity, so the SSA can look over them and determine whether you've had the condition for a year and if it prevents you from gaining substantial income. This determines if they'll approve your claim or not.

When compiling medical records, obtain all relevant information pertaining to your condition. Acquire documentation from your hospital doctors and other medical practitioners you've sought treatment from. Providing test results, imaging studies, and other diagnostic information can also ramp up your claims process. However, ensure all this information and documentation are up-to-date, including recent treatment or changes in your condition.

Overall, gathering medical records can save the frustration of dealing with a lengthy application process when claiming disability benefits. Compile all information related to your condition and keep detailed notes from your medical appointments to prove that you need these benefits. Taking these steps, along with advice from reliable SSDI lawyers, ensures you have the best chance of getting approval for disability claims and benefits.

Choose the Right Program

Regarding filing a disability claim, choosing the right program can accelerate the process. There are various programs with different procedures and requirements, so it's crucial to navigate them carefully. Researching and choosing a suitable program for your needs can spearhead your claim's success, and the easiest way to do that is with the help of an attorney who is familiar with the process.

A crucial thing to consider is the eligibility criteria of these programs. Different programs have varying factors, such as disability status, income, and status. For instance, SSDI is available to individuals with contributions to the Social Security system, while Supplemental Security Income is beneficial if you have low income and resources.

The application process is another thing to contemplate when choosing a suitable program. Some of them have a complex or lengthy process, and understanding this requirement can give you leverage when preparing and submitting a claim. Choosing the right program is a crucial consideration when starting your claims process. Considering a program's financial capabilities, application procedure, and support options can optimize your approval chances, ensuring you get the required resources. Your attorney can recommend the best program for you, and fight on your behalf to ensure you're getting the benefits you deserve.

Filing disability claims is not as easy as you might think. You must have knowledge about the process and ideal programs to enroll in and seek legal assistance from SSDI lawyers when it becomes problematic. Contact the Law Offices of Eric R. Hunt today if you want assistance to get started on your disability claims!
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